SENSITIVE PERSONAL DATA AND INFORMATION (SPDI)
Pursuant to the Information Technology Act, 2000, and its successive amendments from time to time, we are required to give a disclosure of the SPDI collected by us and how we use it. We may collect and retain the following information from and about you if you interact with us through the Site:
We get access to such information when you:
MANAGING USER CHOICES
You can manage the types of personal data you provide to us and can limit how we communicate with you.
You can manage your email and notice preferences by logging into your account through the Site or by adjusting the settings in our mobile application.
You can also manage your subscriptions by following subscription management instructions contained in any commercial emails that we send you.
You may update your subscription preferences at any time. Please note that even if you decide not to subscribe to, or to unsubscribe, from promotional email messages, we may still need to contact you with important transactional information related to your account and your purchases. For example, even if you have unsubscribed from our promotional email messages, we will still send you confirmations when you make purchases on the Site.
You hereby consent to receive communications by SMS or calls from AskIn Services or its affiliates or its partners with regard to the services provided by AskIn Services or as facilitated by the Askin partners.
You may manage how your browser handles cookies by adjusting its privacy and security settings. Browsers are different, so refer to instructions related to your browser to learn about cookie-related and other privacy and security settings that may be available. Please refer to the Policy for information of Cookies for more information.
You may also manage how your mobile device and mobile browser share information on and about your devices with us, as well as how your mobile browser handles cookies by adjusting the privacy and security settings on your mobile device. Please refer to instructions provided by your mobile service provider and the manufacturer of your device to learn how to adjust your settings.
You may also manage the sharing of certain personal data with us when you connect with us through social networking platforms or applications. Please refer to the paragraph below and also the privacy policy and settings of the social networking websites or applications to determine how you may adjust our permissions and manage the interactivity between us and your social networking account or your mobile device.
If you register for customized email newsletters containing offers for local services and goods, we will work to make information more relevant for you and customize newsletters based on information you share with us, your location, website browsing preferences (for example, through cookies), purchase history or based on other attributes of your relationship with us. You can reject and delete cookies and unsubscribe from newsletters at any time by clicking links in each newsletter you wish to unsubscribe from.
USE OF INFORMATION
We process personal data for the following purposes:
ANDROID APP PERMISSIONS REQUIRED TO USE VARIOUS FEATURES IN OUR APP
In order to have a better experience and to use all features in app, we need below permissions to be used in our android app:
IOS APP PERMISSIONS REQUIRED TO USE VARIOUS FEATURES IN OUR APP
In order to have a better experience and to use all features in the app, we need below permissions to be used in our IOS app:.
By submitting data to us or our agent or by using this Website, you consent to our use of such data, in the manner set out under the Privacy Policy and agree to be communicated by us to facilitate your usage of our Services
AskIn Services Private Limited, a company incorporated and registered in India, is the data controller for the personal data collected through this Platform.
AskIn Services Pvt Ltd operates the Website AskInservices.com , which provides the SERVICES in all business category.
This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service, the Website AskInservices.com.
If you choose to use our Service s , Uploading Properties / Non Movable , then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
If you choose to use our Service s , Uploading Vehicles/ Movable Property , then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
If you choose to use our Service s ,
Uploading Your Company/Trade/Business , then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our" Terms and Conditions", which is accessible at AskInservices.com , unless otherwise defined in this Privacy Policy.
Information Collection and Use
For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.
The Company collects the information of all Users and or/applicants for financial products in accordance with the ‘Know Your Customer’ – Anti Money Laundering Standards issued by the Reserve Bank of India. By accepting these Terms of Usage you understand and accept that the Company is required to conduct a background verification and maintain the data of the User and report the same to the Financial Intelligence Unit-India (as an when applicable)./ Central KYC Records Registry.
Further, you authorize us to share your data with our affiliates or agents or vendors including partner NBFCs & Financial Institutions and banking companies , and Uploaded Images or Properties or any services can be viewed by users, website viewers , buyers, agents, and this for all users of website.
The Collected Personally Identifiable Information are Stored with Highly Protected Storages , Device with All security Protections,
Log Data
We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer's Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.
The User has no right to use or copy any of trade names, trademarks, service marks, logos, domain names, and other distinctive brand features of the Company or any other person as displayed on this Website
Cookies
Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer's hard drive.
Our website uses these “cookies” to collection information and to improve our Service. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.
Service Providers
We may employ third-party companies and individuals due to the following reasons:
To facilitate our Service;
To provide the Service on our behalf;
To perform Service-related services; or
To assist us in analyzing how our Service is used.
To Extract Required data for Better Services.
We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose with Non Discloser Agreements.
Security
We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.
Although the Company will attempt to keep the Website free from all objectionable messages, you agree and acknowledge that it is impossible for the Company to review all content on the Website. All User content express the views of the respective user and not those of the Company, and any errors or omissions in such User content is attributable to the respective user. Any user who is of the opinion that specific content on the Site is objectionable, is encouraged to contact the Company immediately. Notwithstanding the foregoing, the Company shall not be obliged to remove such objectionable content from the Website
Links to Other Sites
Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children's Privacy
Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.
Authorization :
The User authorizes The Company, its partners , Service Vendors , professionals, Staffs , Employees , Affiliate Partners ,NBFCs and other financial institutions and its representatives to call or SMS the user with reference to his/her application. This consent will override any registration for DNC / NDNC.
Due to the nature of the Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. The Company is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.
E-mail messages sent to the Company over the internet cannot be guaranteed to be completely secure.
The Company is not responsible for any damages incurred by users if they send a message to the Company or its affiliates, or if the Company or its affiliates send a message to them at their request, over the internet. The Company is not responsible in any way for direct, indirect, special or consequential damages arising out of the use of this Website.
By using this website, you hereby give your consent to AskIn to call on your phone number and to generate and receive your Credit Report/commercial Credit Report from any/or all of the Credit Bureau’s for the purpose of Loan underwriting and account monitoring. You also confirm that you have read and agreed to AskIn’s Privacy Policy, Interest Rate Policy and Terms of Use.
In respect of any transactions which may be entered by you from time to time, AskIn’s own records of such transactions, maintained through computer systems or otherwise, shall be accepted as conclusive and binding for all purposes. More particularly, the record of AskIn generated by the transaction(s), including the recording of the time of the transaction(s), shall be conclusive proof of the genuineness and accuracy of such transactions.
I/We hereby further authorize AskIn and or it’s Lending/Business Partner’s to send me/us any Promotional, Service and Transactional communications namely SMS’es, or automated robot calls, emails,WhatsApp messages and any other media of communications, etc for such communications.
I agree that AskIn may contact me/us via phone or e-mail with information on new products and services, for Top up loans, for selling third party products for EMI and other payment reminders and assist me in using any of AskIn’s new offerings irrespective of the outcome of this loan application. I, would like to know through telephonic calls, or SMS on my mobile number mentioned in the Application Form as well as in this undertaking, or through any other communication mode, WhatsApp messages, transactional information, various loan offer schemes or loan promotional schemes or any other promotional schemes which may be provided by AskIn or it’s Business Partners and hereby authorize AskIn’s and their employers, agents, business partners or associates to do so. I confirm that laws in relation to the unsolicited communication referred in “National Do Not Call Registry” (the “NDNC Registry”) as laid down by TELECOM REGULATORY AUTHORITY OF INDIA will not be applicable for such communication/calls/ SMSs received from AskIn, its employers, agents business partners and/or associates.
I/We hereby authorize you and confirm that the laws in relation to the Unsolicited Communication(UCC) referred in “National Do Not Call Registry” as laid down by Telecom Regulatory of India(TRAI) and amended from time to time , will not be applicable for such communications/ calls/ SMS’s/WhatsApp messages received from AskIn or its representatives, lending partners, service providers and agents and I/we hereby explicitly grant our consent to AskIn in this respect. I/We hereby further authorize you to consider my/our aforesaid authorization for Unsolicited Communication (UCC)/TRAI Regulations as a continued authorization in perpetuity until withdrawn/opted out by me/us for the aforesaid purposes.
I confirm and further state that, I have understood that AskIn has outsourced some of their activities like Document Pick-up, Verification of Information and Documents, Technical Services, Collection and Recovery, Video CIP(Customer Identification Procedure),Video Personal Discussions(Video PD) and any other processes not mentioned herein etc. and agencies/vendors so appointed by AskIn for the above mentioned purposes will be contacting or visiting me in connection with the loan to be availed by me/us from AskIn or it’s Lending/Business Partners, to assist me in the repayment of the loan availed by me/us and I hereby expressly authorize AskIn Services Private Limited(AskIn)/ its Agent’s /Vendors/Business Partners in connection with/for the above mentioned activities.
I authorize AskIn Services Private Limited(AskIn) / its Agent’s to make references, enquiries relevant to information in this Application Form and further authorize AskIn / its Agent’s to verify my documents which AskIn / its Agents consider necessary for the purpose of availing of loan or any other products from AskIn or any of it’s Lending Partners. I hereby authorize AskIn, without any notice to me to conduct credit checks, make references, make enquiries, verify my KYC and other documents given to AskIn in its sole discretion and also hereby authorize AskIn and its agents/lending partners to share my/our information or data with AskIn service providers and lending partners, Credit Bureaus’ and other statutory authorities which will help in credit assessment and underwriting and also obtain information, records, returns from any agencies, statutory bodies/authorities like GST/Income Tax/Registrar of Companies/Mobile Data/Social Medial data, credit bureau, banks , financial institutions, or any third party in respect of the loan application , as it may consider necessary for the purpose of grant of loan to me/us and in compliance to any regulatory requirements. AskIn shall not be liable for use / sharing of my/our information.
I understand that I have an option of not providing the information as required in this application form or as may be required by AskIn from time to time, however, I do hereby expressly and irrevocably authorize AskIn to collect, store, share, obtain and authenticate any aspect of my personal information / KYC either directly or through any of the authorized agencies and disclose such information to its agents/contractors/service providers, business partners and to also use such information in the manner that may be required by AskIn including for the purposes of this loan and for purposes of its business and for such time period as they may deem fit. In this regard, I/we expressly and irrevocably authorize AskIn to collect, use, verify and authenticate my personal identity information / KYC in any manner without any notice to me. I hereby authorize AskIn to disclose without notice to him/her/them information furnished or related documents executed or to be executed in relation to the facilities availed from AskIn, to AskIn’s other branches, subsidiaries, affiliates, Credit Bureaus, Rating Agencies, Service Providers, Banks/Financial Institutions, Government/Regulatory Authorities or third parties for credit risk analysis, or for other related purposes that AskIn may deem fit.
AskIn shall be entitled at its sole and absolute discretion to approve/ reject this Application Form submitted by me.
Additional privacy Policy
As above Privacy Policy same for all and Further Policy on Separate programs On AskIn , that
AskIn Real Estate - The Properties or Immovable Properties or goods Uploaded by partners, agents, associates or employees are of knowledge and understood the risk of it , misuse of it and uploaded by there willing and they are liable for the misuse or illegal use of it.
The viewers or you are Free to View the images but not to use for any fraudulent use of it , this may lead to criminal offence on you from the AskIn Legal Team.
The Given Information on Posts or Properties may be Perfect or correct or wrong or mislead , the view or you the responsible to verify your self by visiting the Spot or location or through your legal research.
The Agents , partners , Associates , Vendors are any means who uploaded the Post or Property or Immovable Property accepts the risks or misuse of Your mobile numbers, mails, there personal information uploaded or posted by you. AskIn make view your Information for your further responsible,
AskIn is Not Responsible for Illegal or Fraud or Mislead done by agents , partners , expects the employee. Any Transaction between the vendors , agents , any user other than Represented executive from AskIn , you will Liable or Responsible of It.
AskIn Vehicles. - The Vehicles or movable Properties or goods Uploaded by partners, agents, associates or employees are of knowledge and understood the risk of it , misuse of it and uploaded by there willing and they are liable for the misuse or illegal use of it.
The viewers or you are Free to View the images but not to use for any fraudulent use of it , this may lead to criminal offence on you from the AskIn Legal Team.
The Given Information on Posts or Properties may be Perfect or correct or wrong or mislead , the view or you the responsible to verify your self by visiting the Spot or location or through your legal research.
The Agents , partners , Associates , Vendors are any means who uploaded the Post or Property or Immovable Property accepts the risks or misuse of Your mobile numbers, mails, there personal information uploaded or posted by you. AskIn make view your Information for your further responsible,
AskIn is Not Responsible for Illegal or Fraud or Mislead done by agents , partners , expects the employee. Any Transaction between the vendors , agents , any user other than Represented executive from AskIn , you will Liable or Responsible of It.
Information Security Policy
The
purpose of this Policy is to safeguard information belonging to the ASKIN
SERVICES PRIVATE LIMITED Company and its stakeholder (third parties, clients or
customers and the general public), within a secure environment.
This
Policy informs the ASKIN SERVICES PRIVATE LIMITED staff, Partners, and other individuals
entitled to use Company facilities, of the principles governing the holding,
use and disposal of information.
It
is the goal of the Company that:
·
Information
will be protected against unauthorised access or misuse.
·
Confidentiality
of information will be secured.
·
Integrity
of information will be maintained.
·
Availability
of information / information systems is maintained for service delivery.
·
Business
continuity planning processes will be maintained.
·
Regulatory,
contractual and legal requirements will be complied with.
·
Physical,
logical, environmental and communications security will be maintained.
·
Infringement
of this Policy may result in disciplinary action or criminal prosecution.
·
When
information is no longer of use, it is disposed of in a suitable manner.
·
All
information security incidents will be reported to the Director of ASKIN, and
investigated through the appropriate management channel.
Information
relates to:
·
Electronic
information systems (software, computers, and peripherals) owned by the Company
whether deployed or accessed on or off Company.
·
The
Companie’s computer network used either directly or indirectly.
·
Hardware,
software and data owned by the Company.
·
Paper-based
materials.
·
Electronic
recording devices (video, audio, CCTV systems).
The
Company requires all users to exercise a duty of care in relation to the
operation and use of its information systems.
2.1
Authorised users of information systems
With the exception of information
published for public consumption, all users of Company information systems must
be formally authorised by Director Only. Authorised user will be in possession
of a unique user identity. Any password associated with a user identity must
not be disclosed to any other person. The “Network password policy” describes
these principles in greater detail.
Authorised user will pay due care and
attention to protect Company information in their personal possession.
Confidential, personal or private information must not be copied or transported
without consideration of:
·
permission
of the information owner
·
the
risks associated with loss or falling into the wrong hands
·
how
the information will be secured during transport and at its destination.
Use of the Companie’s information
systems by authorised users will be lawful, honest and decent and shall have
regard to the rights and sensitivities of other people. The detail of
acceptable use in specific areas may be found in the list of subsidiary
policies detailed in the Appendix.
2.3 Information System Owners
Directors who are responsible for
information systems are required to ensure that:
1. Systems are adequately
protected from unauthorised access.
2. Systems are secured against
theft and damage to a level that is cost-effective.
3. Adequate steps are taken to
ensure the availability of the information system, commensurate with its
importance (Business Continuity).
4. Electronic data can be
recovered in the event of loss of the primary source. I.e. failure or loss of a
computer system. It is incumbent on all system owners to backup data and to be
able to restore data to a level commensurate with its importance (Disaster
Recovery).
5. Data is maintained with a
high degree of accuracy.
6. Systems are used for their
intended purpose and that procedures are in place to rectify discovered or
notified misuse.
7. Any electronic access logs
are only retained for a justifiable period to ensure compliance with the data
protection, investigatory powers and freedom of information acts.
8. Any third parties entrusted
with Company data understand their responsibilities with respect to maintaining
its security.
2.4 Personal
Information
Authorised users of information
systems are not given rights of privacy in relation to their use of Company
information systems. No officers of the Company may access or monitor personal
data contained in any Company information system (mailboxes, web access logs,
file-store etc).
2.5 Director with responsibility for the
relevant information system, including referral to the Police where
appropriate.
The University will take legal action
to ensure that its information systems are not used by unauthorised persons.
3. Ownership
3.1 The Director of ASKIN SERVICES PRIVATE
LIMITED has direct responsibility for
maintaining this policy and providing guidance and advice on its
implementation.
Information system owners
are responsible for the implementation of this Policy within their area, and to
ensure adherence.
A. Appendix: Subsidiary Policies
The detail of acceptable use in
specific areas may be found in the following list of subsidiary polices:
1. Company Acceptable use
policy
2. Network password policy
3. Network connection policy
4. Software licensing policy
5. E-mail usage policy
Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us. [email protected]